How can you enjoy a lifetime of
Our goal is to shift your taxes
into the “Tax Never” bucket.
Clients come to RAF Strategies to discover how to reduce their tax liabilities. For most people, their assets fall into one of two categories (or what we call “buckets”): the “Tax Today” bucket (such as stocks, bonds, mutual funds), or the “Tax Tomorrow” bucket (such as IRA’s and 401K’s). However, there is a third bucket in which most individuals don’t have any assets — a bucket that we refer to as the “Tax Never” bucket.
Our focus is on ensuring that our clients have a diversified tax strategy by repositioning some of their assets into the “Tax Never” bucket. Having assets in the “Tax Never” bucket can help you avoid feeling the effects of future tax increases (which are likely to occur) and allow you to mitigate (and even eliminate) paying unnecessary taxes throughout your retirement years.